Clients Conducting International Checks Must Ensure Disclosure and Authorization Forms are FCRA Compliant
Several international-based vendors have recently communicated that they will be rejecting disclosure and authorization forms that are not clearly separated, as required under the Federal Fair Credit Reporting Act ("FCRA"). Read More
Eighth Circuit Holds Article III Standing Was Lacking for an Alleged Violation of the FCRA's "Pre-Adverse Action" Notice Provision
By William J. Simmons and Rod M. Fliegel on April 6, 2022 Read More
New Opinion Allowing Plaintiff to Present His Class Action Willful FCRA Claims to a Jury Reinforces Need to Remain Vigilant About FCRA Compliance
By Rod M. Fliegel on April 21, 2022 Read More
Updates to the FCRA Summary of Consumer Rights Form Due to be Implemented by March 2024
On March 17, 2023, the Consumer Finance Protection Bureau (CFPB) issued a final rule requiring updates to Bureau and other federal agency contact information within the Fair Credit Reporting Agency (FCRA) Summary of Consumer Rights form. Read More
Court's Interpretation of ICRAA Impacts Statutory Damage Limitations
In January, a federal judge determined that statutory penalties associated with the California Investigative Consumer Reporting Act (ICRAA) are allowable per background report, not per violation Read More